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@spodermin because the band on the carapace continues to the abdomen. I have 4 Trochosa ruricolas and they have the band, but the color is way too dark to be one of them, and it is also a noticeable amount bigger than my largest female which is the max size they can attain, so I am unsure of what species it is but as far as my knowledge goes it is in Trochosa.
Might just be an odd morph of one of the species you mentioned. Being larger than your largest female doesnt rule it out. Genetic mutation could cause any number of traits to vary slightly like color or size. Good luck, nice spider regardless of what it is